A comparison of various private health insurers may be worth. Who enters into a contract with a private health insurance, has the choice between a full, partial, or supplementary insurance. Full insurance, usually all medical expenses are taken over. The partial insurance carries, as the name suggests, usually only a part of the costs and the additional insurance, additional risks are insured in most cases not covered by a statutory health insurance. This can be, for example, hospital per diem or travel insurance. Contract, age, gender, occupation, income and health play an important role. A particular risk or existing diseases but can lead to a higher post in this respect result in the exclusion of a performance. Furthermore you can choose tariff details.
If you require for example chief doctor treatments or but single room in the hospital, one must reckon with a higher post. In rare cases, one can Insurance due to the State of health will be rejected. For example, people who are with their salary over the year work pay border, so there is no compulsory insurance with a statutory health insurance can insure themselves for a PKV. Officials, self-employed or freelancers have this ability. A PKV comparison calculator for employees or self-employed here can provide a quick overview. Learn more about this with Doug Laurie. A return to a statutory health insurance is only possible if it falls below the content line and are under 55 years of age. Or also self-employed persons, who have given up their independence and are active for at least 12 months in a dependent employment, have resumed the possibility by the statutory health insurance because they become resident again. Family members can be covered while, however a separate contribution is due for each Member.